Bhima e-Gold Savings Scheme
A smart and trusted way to save pure gold with Bhima
What is e-Gold?
e-Gold is Bhima's digital gold savings scheme, where your money is instantly converted into 22-carat pure gold at the day's market rate. You can start with just ₹100 and enjoy up to 8% additional benefits during your savings journey.
Savings Amount
Start from ₹100 onwards
Save any amount, any number of times (daily/weekly/monthly – your choice)
Your savings are stored securely as 22-carat gold
Benefits of the Scheme
| Duration (Days) | Additional Benefit |
|---|---|
| 1 – 75 | 8% |
| 76 – 150 | 6% |
| 151 – 225 | 4% |
| 226 – 300 | 2% |
| 301 – 330 | 0% |
| Scheme Duration | Savings Amount(₹) | Benefit (₹) | Gold Rate (22Kt) | Total Saved Weight (grms) | Total Benefit Weight(grms) | Total Gold Weight(grms) |
|---|---|---|---|---|---|---|
| 1 – 75 Days | 25000 | 8% | ₹12,500.00 | 2.0000 | 0.1600 | 2.1600 |
| 76 – 150 Days | 20000 | 6% | ₹12,800.00 | 1.5625 | 0.0938 | 1.6563 |
| 151 – 225 Days | 100 | 4% | ₹13,200.00 | 0.0076 | 0.0003 | 0.0079 |
| 226 – 300 Days | 5000 | 2% | ₹13,500.00 | 0.3704 | 0.0074 | 0.3778 |
| 301 – 330 Days | 1000 | 0% | ₹13,800.00 | 0.0725 | 0.0000 | 0.0725 |
Total Weight 4.2745
Total Scheme Duration: 330 days (from the date you start)
How to Start Saving
Tap Start Saving in the app.
Enter your personal details & nominee information.
Select the amount or gold weight you wish to save.
Choose your payment method and confirm.
That's it! Your savings begin instantly.
Scheme Redemption Process
At the end of the term, you'll receive your saved gold + bonus gold weight. The customer must pay VA & GST for the redemption product.
Choose how to collect:
Jewellery or coins from Bhima showrooms (Madurai, Salem, Trichy, Tirunelveli, Rajapalayam, Dindigul, Noida, Marthandam)
Online shopping at thebhimajewellery.com – delivered to your doorstep
Minimum lock-in period: 30 days (no closure before 30 days). Early closure (before 330 days) gives only the saved gold weight (no bonus).
Download Our Mobile App
Start your savings journey today with the Bhima Jewellery app
Frequently Asked Questions
What makes Bhima e-Gold special?
It is a simple and trusted way to save pure 22-carat gold starting from just ₹100, with up to 8% bonus benefits.
What makes this scheme special?
Save any amount from ₹100, any number of times (daily/weekly/monthly – your choice). Your savings are stored securely as 22-carat gold.
How are my savings calculated?
Every deposit is converted into equivalent gold weight at the day's live market price.
How do I redeem my gold?
At Bhima showrooms (Madurai, Salem, Trichy, Tirunelveli, Rajapalayam, Dindigul, Noida ,Marthandam) as jewellery/coins, or online at thebhimajewellery.com.
Are my personal details safe?
Yes, all your personal details are securely stored and encrypted.
Do I pay VA & GST?
Yes, on both saved gold and bonus gold during redemption.
Can I take cash instead of Jewellery?
No, redemption is available only as jewellery or gold coins.
Can I redeem on the 330th day?
Yes, redemption can be obtained on the 330th day as Gold jewellery.
Is the scheme government-compliant?
Yes, it fully follows government norms and guidelines.
"Start your golden journey today with Bhima e-Gold"