Bhima e-Silver Savings Scheme
A smart and trusted way to save Silver with Bhima Jewellery
What is e-Silver?
e-Silver is Bhima's digital Silver savings scheme, where your saving is instantly converted into Silver weight at the day's market rate. You can start with just ₹100 and enjoy up to 8% additional benefits on your savings.
Savings Amount
Start from ₹100 onwards
Save any amount, any number of times (daily/weekly/monthly – your choice)
Your savings are converted securely into Silver weight.
Benefits of the Scheme
| Duration (Days) | Additional Benefit |
|---|---|
| 1 – 75 | 8% |
| 76 – 150 | 6% |
| 151 – 225 | 4% |
| 226 – 300 | 2% |
| 301 – 330 | 0% |
| Scheme Duration | Savings Amount(₹) | Benefit (₹) | Silver Rate (₹) | Total Saved Weight (grms) | Total Benefit Weight(grms) | Total Silver Weight(grms) |
|---|---|---|---|---|---|---|
| 1 – 75 Days | 500 | 8% | ₹280.00 | 1.7857 | 0.1429 | 1.9286 |
| 76 – 150 Days | 10000 | 6% | ₹300.00 | 33.3333 | 2.0000 | 35.3333 |
| 151 – 225 Days | 5000 | 4% | ₹310.00 | 16.1290 | 0.6452 | 16.7742 |
| 226 – 300 Days | 25000 | 2% | ₹320.00 | 78.1250 | 1.5625 | 79.6875 |
| 301 – 330 Days | 500 | 0% | ₹330.00 | 1.5152 | 0.0000 | 1.5152 |
Total Weight 135.2387
Total Scheme Duration: 330 days (from the date you start)
How to Start Saving
Tap Join now in the app.
Enter your personal details & Nominee information.
Select the Amount or Silver weight you wish to save.
Choose your payment method and start saving.
That's it! Your savings begin instantly.
Scheme Redemption Process
At the end of the duration, you'll receive your saved Silver + bonus Silver weight. The customer must pay the additional charges of VA & GST for the redemption product.
Choose how to collect:
From any Bhima showroom: Madurai, Salem, Trichy, Tirunelveli, Rajapalayam, Dindigul, Noida , Marthandam
Online at thebhimajewellery.com delivered to your doorstep
Minimum lock-in period: 30 days. You cannot close the scheme before 30 days. Early closure (before 330 days) gives only the saved Silver weight (no bonus).
Download Our Mobile App
Start your savings journey today with the Bhima Jewellery app
Frequently Asked Questions
What makes Bhima e-Silver special?
It is a simple and trusted way to save Silver starting from just ₹100, with up to 8% bonus benefits.
What makes this scheme special?
Save any amount from Rs. 100, any number of times (daily/weekly/monthly – your choice). Your savings are converted securely into Silver weight.
How are my savings calculated?
Every deposit is converted into equivalent silver weight at the day's live market rate.
How do I redeem my silver?
At Bhima showrooms of (Madurai, Salem, Trichy, Tirunelveli, Rajapalayam, Dindigul, Noida , Marthandam) as Silver jewellery/coins or online at thebhimajewellery.com.
Are my personal details safe?
Yes, all your personal details are securely stored and encrypted.
Do I pay VA & GST?
Yes, on both saved Silver and bonus Silver during redemption.
Can I take a refund instead of Jewellery?
No, Redemption is available only as Silver jewellery or coins.
Can I redeem on the 330th day?
Yes, Redemption can be obtained on the 330th day as Silver jewellery or coins.
Is the scheme government-compliant?
Yes, it fully follows government norms and guidelines.
"Start your silver savings journey today with Bhima e-Silver"